Effective Date: 03/12/2025
Welcome to Learning Wealth Wise (“we,” “us,” “our”). By accessing or using our website www.learningwealthwise.com (the “Site”) and any services offered by us through the Site, you agree to comply with and be bound by these Terms of Service (the “Terms”). Please read these Terms carefully before using our Site or services. If you do not agree to these Terms, you may not access or use our Site.
1. Acceptance of Terms
By using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms, including our Privacy Policy. These Terms apply to all visitors, users, and others who access or use the Site.
2. Changes to Terms
We reserve the right to modify or replace these Terms at any time. Any changes will be effective as of the date of posting, and we will update the “Effective Date” at the top of this page. We encourage you to review these Terms periodically for any updates. Your continued use of the Site after such changes constitutes your acceptance of the new Terms.
3. Use of the Site
- Eligibility: You must be at least 18 years old to use this Site, or have the consent of a parent or guardian.
- Account Creation: Some features of the Site may require you to create an account. You are responsible for maintaining the confidentiality of your account information and password. You agree to notify us immediately if you suspect any unauthorized access to your account.
- Acceptable Use: You agree to use the Site in compliance with all applicable laws and not to engage in any prohibited activities, including but not limited to:
- Violating any intellectual property rights.
- Posting false, defamatory, or harmful content.
- Engaging in any activity that disrupts or interferes with the Site’s functioning.
4. Services Provided
Learning Wealth Wise provides entertainment content, resources, and tools related to personal finance and wealth management. The services may include articles, courses, webinars, and other materials (“Services”). We reserve the right to modify, suspend, or discontinue any aspect of the Services at our discretion.
5. Intellectual Property
The content on the Site, including text, graphics, images, logos, videos, and software, is the property of Learning Wealth Wise or its content suppliers and is protected by intellectual property laws. You may not use, reproduce, distribute, or modify any content from the Site without our prior written consent.
6. User-Generated Content
You may have the ability to submit content to the Site, such as comments, reviews, or other user-generated contributions (“User Content”). By submitting User Content, you grant Learning Wealth Wise a non-exclusive, worldwide, royalty-free, sublicensable, and transferable license to use, display, and distribute your content in connection with the Site. You represent and warrant that you have the right to submit the content and that it does not infringe on any third-party rights.
7. Payment Terms
If any Services require a payment, you agree to provide accurate and complete billing information. We use a third-party payment processor to handle transactions, and your use of the payment processor’s services is subject to their terms and privacy policies.
8. Privacy Policy
Your use of the Site is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.
9. Disclaimer of Warranties
The Site and Services are provided “as is” and “as available” without any warranties or representations, express or implied. We do not warrant that the Site will be error-free, uninterrupted, or free of harmful components. You use the Site at your own risk.
10. Limitation of Liability
To the fullest extent permitted by law, Learning Wealth Wise and its affiliates, officers, directors, employees, agents, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising out of or in connection with your use or inability to use the Site or Services.